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Independence Law Group Not worth the Trouble
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Please do not use this company. They seem nice at first and very willing to help you. They make 100% guarantees and state they can save your home after talking to you once. However, I did some research: the FTC states to watch out for companies that make 100% guarantees for loan modifications since nothing is final until approval. Then I called my mortgage company where they "went on record" and no one in the company has record of this or them even talking to them. I had my personal lawyer (who does not handle loan modifications) call the bank to get all information sent over for my records and the firm never talked to the bank or sent information. He went to the legal department as well and no one from the bank ever talked to the firm. Per the bank they can not talk to another company without approval from the account holder in writing and they would have to record it on my account. We did not provide in writing anything to the firm with such approval to discuss our account. When I cancelled just a couple of days later they gave me so much grief stating they did all this work and sent over so much paperwork to the bank, which they did not. Further, they want to keep my money for the work they performed. When I asked for the documents they prepared they stated that they would not give me them since they did so much work. I thought that if I paid the money I should see what was done. If you want a loan modification call the government programs for help. There are various programs and they will be honest on your chances of a loan modification without providing false hopes. After I cancelled the true colors seemed to appear and I was happy with my choice to leave before anymore damage could be done.
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